Final expense insurance protects your loved ones from funeral costs, medical bills, and debts — starting at just $30/month with no medical exam required.
Takes 60 seconds. No obligation.
🔒 Your info is 100% private. No spam. Licensed agents available Mon–Sat 8AM–8PM ET.
We compare plans from 20+ top-rated carriers so you get the best rate for your age and health status.
Best for those in good to moderate health. Answer a short health questionnaire — no exam needed. Lowest monthly premiums with immediate coverage.
No health questions. No medical exam. Everyone ages 45–85 is accepted — regardless of health conditions, pre-existing diagnoses, or medications.
Pre-fund your funeral arrangements directly. Lock in today's prices, protect against inflation, and relieve your family of all planning decisions.
No paperwork. No doctor visits. No hassle. Most clients are approved the same day they call.
Speak with a licensed agent by phone, or complete the 60-second online form. Zero cost, zero obligation.
We shop 20+ A-rated carriers to find you the lowest rate for your age, health, and coverage needs.
Most applications take under 10 minutes by phone. No medical exam. Just a few simple health questions.
Receive your policy documents by email or mail. Your family is protected from day one.
Sample monthly premiums for $10,000 in coverage — non-smoker rates. Your actual rate depends on age, health, and chosen carrier.
| Age | Female (Non-Smoker) | Male (Non-Smoker) | Female (Smoker) | Male (Smoker) |
|---|---|---|---|---|
| 50 | $30/mo | $38/mo | $44/mo | $54/mo |
| 55 | $36/mo | $46/mo | $52/mo | $66/mo |
| 60 | $44/mo | $57/mo | $64/mo | $82/mo |
| 65 | $57/mo | $73/mo | $82/mo | $106/mo |
| 70 | $74/mo | $97/mo | $108/mo | $140/mo |
| 75 | $88/mo | $113/mo | $127/mo | $164/mo |
Rates shown are sample averages from top-rated carriers. Call 1-800-555-0199 for your exact personalized rate — takes 60 seconds.
We're independent brokers — not tied to any one carrier. That means we work for you, not the insurance company.
Every agent is fully licensed, background-checked, and works with 20+ carriers to find you the best rate — never just one company's plan.
Most clients receive same-day coverage decisions. No long waiting periods for simplified issue policies. Your family is protected immediately.
We only partner with carriers rated A or A+ by AM Best — meaning the insurance company will be there when your family needs to file a claim.
Your rate is locked in from day one and never increases — even as you age or if your health changes. What you pay today is what you'll always pay.
Diabetes, COPD, heart disease — we have plans that cover nearly every pre-existing condition. Even guaranteed issue for those denied elsewhere.
Speak with a live, US-based agent Mon–Sat 8AM–8PM ET. No call centers overseas. Real people who know final expense insurance inside out.
Over 200,000 American families have used SecureLife to protect their loved ones.
I was worried my diabetes would disqualify me. The agent found me a $15,000 guaranteed policy in under 20 minutes. I finally felt like I wasn't leaving my kids a burden.
My husband passed two months after we got the policy. The $20,000 benefit paid for everything — the funeral, headstone, and leftover medical bills. I'm so grateful we didn't wait.
SecureLife's agent called me back in 3 minutes, compared 6 carriers, and found me $50/month less than what I'd been quoted elsewhere. Incredible service.
The average American funeral costs over $8,300. Don't leave your loved ones with that burden. Get covered in as little as 10 minutes.
Licensed agents available Mon–Sat 8AM–8PM ET · No obligation · No medical exam
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